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Find the right credit card for your needs with one quick search. dealchecker.co.uk has done the hard work for you. We've found the best credit card deals - from 0% balance transfer credit cards to low-rate credit cards to credit cards for adverse or bad credit situations - we cover the lot! It's fast and totally free!

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Recent Finance News

Decrease in 0% interest credit cards

Three of the UK's biggest banks withdrew their 0% balance transfer deals this week. NatWest, Royal Bank of Scotland and Capital One all changed the conditions of their credit card deals. For customers, this means that you will have to pay back the debt immediately to avoid incurring interest.

Finance expert warns against credit card PPI

When you get yourself a new credit card, you'll usually be told the importance of credit card payment protection insurance (PPI). However a leading independent expert has described it as a 'useless product'.

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Credit cards are one of the easiest and most popular ways to pay for goods when you're abroad. As countless ad campaigns have taught us, they can be used anywhere and they save you the hassle of picking up traveller's cheques before you leave.

FAQs

What does APR mean?

APR is the Annual Percentage Rate and it includes all charges on a loan, not just interest rates, but any arrangement fees as well. It allows you to easily compare the costs of different loans or credit cards.
Is there a difference between debit and credit cards?

If you make a purchase or withdraw cash using your debit card the funds will be withdrawn from your account pretty much immediately.

If you use a credit card you will get sent a monthly bill, if you don't pay the bill in full by the stated date you will be charged interest on the outstanding amount until you have cleared it.
How do I make sure I don't get any charges?

If you pay the full amount owed, on time every month you will not pay any charges, not even any interest. A few cards still have annual fees, so check the fine print carefully.

If you pay the minimum amount or more, on time, every month you will only pay interest and no additional charges. The best way to ensure this happens is to set up a direct debit.
Can I withdraw cash using my credit card?

Yes you can, however you have to be aware that you will be charged a fee immediately for doing so, that the interest charges start immediately and that the interest rate will be higher than that for purchases or balance transfers.
What is an affinity card?

There are two types:

Reward affinity credit cards, where you receive points every time you use the card and are able to redeem those points for rewards e.g. air miles

Cause related affinity credit cards, where a charity or organisation forms a partnership with a bank and when you apply for or use the credit card the partner receives money from the bank at no cost to you.