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You haven't packed your diamond necklace and you don't mind the odd flight delay, so you probably don't need travel insurance do you? Wrong. According to research by Defaqto, one in seven Brits go on holiday without travel insurance, but they're taking a massive risk, because getting ill or having an accident on holiday can get very expensive.
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When it comes time to sell up and move on, nearly 40% of us will make improvements to our property to increase its saleability. But how do you avoid over-capitalising and how do you know which areas to improve and which you can leave.
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